Where to Start

Act quickly: Notify insurance companies of passing as soon as possible to avoid potential fees or unwanted auto policy payments.

The family can retain both the homeowner's insurance and auto policy by making timely premium payments.

• Insurer still needs to be made aware of the passing
• Typically, insurance providers grant a minimum 30-day window for the family to report the policyholder's passing to the insurer.

If the house is left to adult children:

• The heirs should let the homeowners insurance company know as soon as they can
• A new homeowner policy will be needed if the house is staying in the family

Car left from passing of single policyholder:

• Contact insurer before driving
• Executor (or administrator) is typically only covered when driving the car for maintenance purposes or to the DMV

If someone else is on the policy, they (might) still have coverage when driving the car until the policy is up for renewal. Check with insurer to confirm details on the coverage.

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